In the first blog of Liar Liar Pants On Fire, I told the story of an accident in which I was involved on June 9, 2011 with Melissa Gough of Sudbury, Massachusetts. And I took you through the exact details of the accident and wrote how Gough lied about the events of the accident but now, as an added note, has committed insurance fraud because of her lies.
I just received a copy of her "statement" to MY insurance company. Interestingly enough, it is dated June 13, 2011; four days AFTER the accident and I do not know when MY insurance company received it back to them. My best guess is on or about June 15th-17th because on June 21, 2011, my own insurance company ruled against me and found me at fault.
What is genuinely distressing is that ONE HOUR AND 15 MINUTES after the accident, I faxed over MY statement to my insurance company, which the claims rep admits she had in her possession the same day and of course, it wasn't read, wasn't considered.
Before any evidence, any photos, any videos I submitted to Commerce for review and consideration, the claims rep ruled against me based on Gough's bullshit lying statement and the claims rep is STILL stating that the "damage to the vehicles is consistent with Melissa Gough's statement."
Uh huh. And I'm the Queen of England.
In a world where evidence can make or break a case, it is disheartening to know that here in Massachusetts, if you are driving and suffer a heart attack and rear end someone, you could be laying in a hospital bed with tubes coming out of every orifice of your body and guess what? You will STILL get surcharged for rear ending the car in front of you.
Rear end someone because of a seizure? Surcharge.
Rear end someone because of vomiting from chemotherapy treatment? Surcharge.
Rear end someone because you're pregnant and hemorrhaging? Surcharge.
Rear end someone because a tree branch falls on your car and through your windshield? Surcharge.
Rear end someone on the EXACT corner of their right passenger bumper with the EXACT corner of your left front driver's side fender because Melissa Gough illegally passed you on the left, cut you off and blocked you from making your left turn and you hit her car because she 's rich and you're not (and she has a BMW) and all the evidence is in your favor that you didn't cause the accident but Melissa Gough's lies are believed over all your evidence and photos and videos? HA! SURCHARGE SURCHARGE DING DING DING DING.
You readers are so smart.
Shall I continue?
You're screwed if you have Commerce. And you're screwed if you are a long time customer of Commerce, have a clean driving record, no surcharges - EVER - and you get involved in an accident with one Melissa Gough.
Melissa, you give pathological liar an entirely new meaning. And for what? To save your ass at the expense of deliberately and maliciously hurting me and my son? Congratulations - you have succeeded in perpetrating your lies upon both Commerce AND Amica and you have committed insurance fraud by doing same.
But as I stated in my first blog, someone ALWAYS knows the truth. And sooner or late, the trapdoor that liars fall into and drown in truth will open up beneath your feet and down you will go.
So with that said, I will spend the next two years fighting this.
Melissa Gough, you are are pathetic, disgusting, appalling and a liar. And now you can add insurance fraud to your resume.
How do you sleep at night? You AND your MIL? How many days did it take you to corroborate your stories to make sure you both told the same lie? Do you even remember what I was wearing that day? I remember what you were wearing. I remember what your MIL was wearing. I remember the three cars that passed in front of me given that I was FIRST in that turn lane.
See, that's where you screwed up. You stated it was two cars. Wrong. Sucks to be a liar, doesn't it?
I know it was three. And I remember all 3 cars. I remember the colors and I remember the make and model of the first one BUT even more so, I remember the second one as clear as day. But you can't change your statement now can you? You lied right in black and white.
Oh, and your diagram is wrong, too. Clearly your artistic talent isn't one of your skills.
Oh wait, that's because your lying skills take precedent over all your other skills.
We both know the truth. We both know you came up behind me off of Edgell Road, illegally passed me on the left and drove up and over the grassy berm between the REAL PAVEMENT OF THE TURN LANE to get your BMW in front of me. You saw my vehicle in FRONT of you because I was in that turn lane first. YOU caused the accident. The only time you saw my vehicle in back of you was after you illegally passed me cut me off and caused the accident.
And your statement to the cop "well, I did go around her to the left but since I was already in front of her and she hit me it's her fault."
And that exact statement is in a fax to my insurance company dated June 9, 2011 at 12:25 p.m. - one hour and 10 minutes after the crash. And then I see you changed your story to both Commerce AND Amica.
What is that called? Insurance fraud x2?
let's see what the bible says about liars:
"A false witness shall not go unpunished, and he who speaketh lies shall not escape."
I know the truth. That entity being that everyone calls God knows the truth.
And so you do, Melissa Gough. You are so appallingly pathetic.
Oh, and I usually reserve the below words for a particular person with whom I've had a long time relationship but I'm extending these two words just for today to you Melissa Gough:
You suck.
... not just about baseball but stretching the body and mind to reach into knowledge, objectivity and creativity using words as a means to convey the truth, opinions or both. What do YOU want to know?
Showing posts with label Sudbury. Show all posts
Showing posts with label Sudbury. Show all posts
Tuesday, August 9, 2011
Tuesday, July 19, 2011
Liar Liar Pants on Fire
Remember that catchy phrase from when we were children? I think most of us at one time or another have been the subject of that chant. Well, today, as an adult, I direct it toward a 43-year-old woman named Melissa Gough of Sudbury, Massachusetts. Seems immature and childish that as an adult, I have to resort to that eons old catchphrase but in my objectivity, it is rightly fitting.
If the "liar liar pants on fire" phrase were a piece of clothing, Mrs. Gough would wear it very well.
I detest liars. Let's start with a some words synonomous with liar: Deceiver, falsifier, deluder, fibber, maligner, misleader, perjurer, storyteller and trickster.
You get the picture. The glaring fact about liars is that they tend to actually believe the lies they tell and attempt to twist the lies so intricately that they then convince themselves their lies ARE the truth.
Pathetic losers with no backbone, no spine, no self-confidence, no conscience, no soul.
But here's the trapdoor for liars: Someone else always knows the truth. And that someone else is just lying in wait (no pun intended) to pull the rope on the trapdoor and let the liar fall straight down into the sea of truth - and drown.
Liars lie for one reason and one reason only: to cover their collective butts. Usually it's to get out of trouble or worse, to subject a person about whom they are lying to horrible stress, emotional anguish and destroy their lives. It happens.
Unless of course the person lying has been diagnosed as a pathological liar then that changes the scope of the reasoning behind the lie. It just makes them candidates for the loony bin.
But as for Mrs. Gough, in my opinion, she lied to CHA (cover her ass). See here's what happened: On June 9th, around 11:00 a.m. I was driving to work, taking the same route I have taken for nearly 10 years. I have a large truck, wide and tall. Someone in a small vehicle would be hard-pressed to see around me, left or right side. Matter of fact, drivers on either side would have to edge their vehicles far out into the main thoroughfare to see around or above my truck. It's a simple fact. But hey, everyone gets their turn.
Some people, like Melissa Gough, can't wait their turn and pull stupid, reckless and careless illegal manuevers because they consider themselves privileged or their "right" to subject other drives to their dumb-ass-ness.
Melissa Gough couldn't wait her turn. At a single-car, narrow left-turn lane intersection that bisects two major streets in Framingham, Mrs. Gough came up behind me, and passed me illegally on the left.
Nope, she could not wait her turn at all.
Matter of fact, not only did she not wait her turn and illegally pass me on my my left, her stupidity, recklessness, carelessness and negligence cut me off, blocked me and impeded me from making my left turn, causing me to hit her, causing the accident that has now subjected myself AND my son to extreme duress, not to mention the financial hardship that is pending as a result of her recklessness, carelessness - and her lies.
How do I know this? Remember I wrote a few paragraphs back that no matter how many times people lie there is always at least one peson who knows the truth? I know the truth. And Melissa Gough - even though she lied that day, and continues to perpetuate her lies - she knows the truth, too.
But I'm out ahead of her because the best part of the truth is that I only have to remember it one time. It never changes. And the events of the morning of June 9th are clear as granite quarry water because these events will never change. And the details of the accident will remain crystal clear in my mind.
And I intend to prove that Melissa Gough lied to the police and lied to her insurance company in order to cover her ass. And lie that is going to come back and haunt her in the form of a civil lawsuit when I am finished with presenting my defense to the insurance commission. I don't know how to put a price on stress and loss of sleep and worry not to mention the fact my son is very upset and stressed out over Melissa Gough's lies. I'm a grownup. I can deal with this. But she is hurting my son. And while money can't take away his pain over this, it's the principal of the matter. Liars get caught eventually.
But let me take you through the events of June 9th: I had stopped on the main road, my left blinker on (one of my pet peeves is people who don't use blinkers - they are not installed for decorative purposes in cars, you know) and when I had a clear way, I turned left off the main road into the single-car, narrow left turn lane. I was the first vehicle in that lane.
This particular turn lane allows vehicles to turn left onto the next main street. A vehicle stops, and being that traffic is ONLY approaching from the right, a prudent, reasonable, experienced, seasoned veteran driver knows that he or she must yield to oncoming traffic from the right and when he or she has a clear path, may turn left without having to look left because there is no traffic approaching from the left.
With me so far?
So here I am, sitting at a complete stop in that single-car, narrow turn lane, and considering that when people turn into the lane, they are turning left so the natural "curve" of the turn is to hug the left side and there is maybe a two-foot gap between a vehicle sitting there and the "island" or "grassy berm" on the left of the vehicle.
I'm stopped, left blinker on, looking right, and given my 30 year plus years as a reporter, my attention to detail is acute. Three cars passed me coming from the right, the second being a police car. I then had a clear view on my right. And again, no reason in the world to look left because (a) no approaching traffic on the left; (b) I've driven that route for at least 10 years and (c) it was 11:00 a.m. and traffic was light and (d) no reason in the world to look left because there is NO TRAFFIC APPROACHING FROM THE LEFT.
So I'm looking right just in case a UFO decides to land all of a sudden and I step on the gas, with left blinker on, still looking right and CRUNCH! I slammed my foot on the brake, looked up and was horrified to see a car to my left driver's side, halfway into the street. My first thought that went through my head is WHERE THE EFF DID THAT CAR COME FROM? And the second thought was I knew the driver has passed me illegally on my left, cut me off, blocked me from making my turn and therefore caused the accident. Not only that, the driver's recklessness, carelessness and negligence could have caused a major accident because again, I have a large truck and she was driving a BMW. Her vehicle was halfway into the street, sideways and the only way she could have gotten to where her car was positioned at that moment is that she had to have driven up and over the berm, passing me illegally on my left, ending up halfway out in the street and subjecting her passenger to a possible "t-bone" situation. What an idiot.
I got out of my truck, saw the damage and went into shock! My entire front left driver's side fender was crushed inward, my light cover has large scrapes and scratches on it and worst of it all? I had just gotten this truck only five months ago.
I took a deep breath, walked over to her car, which was still halfway into the second main street, and I said to her, "What in the world were you thinking? You can't pass me on the left. That's illegal. Look what you've done to my truck! Oh my god, are you kidding me?"
She just stared at me, mumbled "I'm sorry I didn't know" and then shut up.
Then I called the police, I called my employer and continued to look at the damage - in shock - to my truck. The one thought rolling around my head was that I had been pushed up against the steering wheel by the impact and given I have three blood clots and have been told to be extremely careful about getting injured in any way, shape or form - even the slightest bruising can cause more blood clots - I became fearful. And I was thankful that my son was not in the car because he knows of my medical condition and he would have panicked.
I waited for the police officer to arrive, he saw the position of the cars, he could clearly see that Melissa Gough had passed me illegally on the left and caused the accident.
BUT ... since he didn't "see" it happen, he claimed he couldn't write up an accident report. (Note: I have since discovered that the officer should have written up a report because the damage to my truck is documented at well over a thousand dollars and given the fact he KNEW because of the registration that my vehicle was brand new, he should have but did not file an accident report. )
The cop then asked us if anyone was hurt, we both said no, and then he asked us to move our vehicles across the street to a bridge area where traffic could still easily pass without anyone subjecting themselves to being run over. And this is where Melissa Gough's lies began.
The cop asked us what happened. I told him the truth, I had stopped, I was first, Melissa Gough passed me on my left, cut me off, blocked me and caused the accident. She stood there, and I could see the uncertainty flitting over her features and the wheels turning in her head.
She then said to the cop "She hit me. My car was there first."
I could not believe that she had just lied to the cop. My mouth dropped open and I stared at her. She looked everywhere but at me. Then she said "I have a witness." A woman I presumed to be her mother got out of the car and said "I'm a witness." I'm sure my shock was splashed all over my features.
I said, "what are you a witness to? Your daughter came up behind me, passed me illegally on my left and caused me to hit her because she should never have done what she did. What are you a witness to??"
The cop didn't seem to care very much, perhaps because no arms or legs were strewn about the street, there was no gushing blood from cartoid arteries having been pierce by flying metal, no large pieces of windshield glass sticking out from our eyeballs.
He said something snarky like "your insurance companies can duke it out."
But the lie was out of the bag.
The cop actually made some convoluted statement about how "young" he looked. Yes, he looked about 12 years old which is probably why he didn't feel the need to further question Mrs. Gough and her passenger about what REALLY happened. My gut feeling is that if the cop had pressed Mrs. Gough for specific details, she would have caved in under the pressure of interrogation and changed her story.
As it stands, not only did Mrs. Gough lie to the cop, she then filed a claim with her insurance company and lied to it.
But let me back up just a bit: In that turn lane, there is only room enough for second car to line up exactly behind the first car. Two vehicles - two trucks or two sedans or two dump trucks cannot fit side by side and the turn lane was not designed for side-by-side vehicle positions because anyone edging out onto the second main street would subject themselves to being "t-boned" by traffic approaching from the right. So the engineers of this turn lane designed it for cars to turn into it, line up back fender to front fender, and essentially, wait your damned turn.
The exception to this turn lane is that if a landscaping vehicle with a trailer or a dump truck turned into the lane, the vehicle behind each would have to wait on the main road to turn into the lane until either of those large-sized vehicles made the left turn onto the next main road.
The statistical probability of two vehicles lining up the way Mrs. Gough claims her vehicle and my vehicle lined up that morning in that turn lane is about zero in forty million.
But alas, her lies continued. She filled out her insurance claim and stated that her vehicle was in that turn lane first, that I hit her from behind and it was a "classic fender bender." That's it. I took a photo of her car, the right rear area of her BMW which is registered to her husband and not her. A scratch on her bumper and a scratch on her light cover. My truck took the brunt of the damage because of her stupidity, her negligence, her recklessness and of course, her lies.
Lies, lies, lies yah yah they're gonna get you .... Remember that song from the Thompson Twins?
Anyways, here's the end result: My own insurance company ruled against me and the claims rep (who I think can't be more than 12 years old) stated to me that she based her ruling SOLELY on the fact that Mrs. Gough's statement was consistent with the damage. The COMMERCE (yes, COMMERCE) claims rep never spoke to Mrs. Gough, never either viewed or fully viewed the numerous videos I took of the interesection, never viewed the simulation of the accident video I took using my son's Hot Wheels cars, and never fully or at all viewed the video of me standing at that intersection/turn lane to show that cars line up single file and not the way Mrs. Gough claims our vehicles were lined up.
The COMMERCE claims rep - her name is Maritzka Rivera - epic failed in her duty to protect me as her insured. Actually, she was pissed at me already because I complained to her supervisor about her lack of cooperation, her lack of responding to my numerous requests for confirmation of receipt of documents, etc. etc. So the claims rep already had a hard on for me and ruled against me, went on vacation and then just never bothered to tell me until I began to badger her supervisor about Ms. Rivera's lack of customer service.
Hate when that happens, don't you?
I am a sixteen year customer of Commerce. I have not cost it a DIME in claims except for two windshield replacements that were the result of normal wear and tear over the years. That's it. No speeding tickets, no drunk driving, no drugs, no texting, no sexting (ha ha) no distractions, no dogs trying to drive my car.
Nothing, Nada. Zero. Zilch. Not a dime.
But clearly that doesn't mean jack shit to Commerce.
I invited the Commerce claims rep to view the intersection. She refused. Ms. Rivera stated to me that she solely based her ruling against me on hearsay. On a single piece of paper with some words -- no, make that lies - written by Mrs. Gough and Ms. Rivera's EXACT words to me were "the other driver's statement is consistent with the damage to the vehicles."
Oh and Ms. Rivera told me in her "driving experience" drivers who rear-end other drivers are always at fault.
I think Ms. Rivera is about 12. She refused to disclose her "driving experience" or the length of time in which she's been a driver. I've been driving for 33 years. I don't think Ms. Rivera has been on Earth for that period of time.
Funny how the damage in THIS situation is confined EXACTLY to the left side of my driver's side fender and Mrs. Gough's alleged damage is EXACTLY to the right rear. Two scratches.
Nope. The statistical probability of two vehicles lining up the way Mrs. Gough claims we were lined up - nah, doesn't work for me.
So here I am up against Commerce the Insurance Giant who doesn't give a rat's ass about it's insured nevermind that I have a clean, (squeaky clean) driving record, haven't cost it a dime in sixteen years and there's Mrs. Melissa Gough of Sudbury, Massachusetts driving her husband's BMW and perpetuating the biggest lie in the world.
People lie to cover their asses. And Melissa Gough lied to cover her ass for one of several reasons: Her driving record is not so squeaky clean.
Or she lied simply bcause she could. Because, in my opinion, Melissa Gough is a coward, pathetic, disgusting and pretty much believes she's above the law.
Can't pass people on the left in that turn lane, Melissa Gough. The cop told me in a conversation recently if he had seen you do what you did, he would have issued you a citation. And then I would not be sitting here telling the entire world about your pretty little lies.
Funny thing is I wrote her a nice letter right after the accident and asked her to step up the plate and tell the truth. I gave her a chance. I asked her to do the right thing.
Epic fail, Mrs. Gough. Epic complete total fail.
I told her that I say to my son "If you tell me the truth, I won't be mad."
Clearly, Melissa Gough's parents never said that to HER.
I don't know whether Melissa Gough has any children, but I hope she doesn't because she is horribly poor excuse for a parent if this is the example she is setting for her child or children. Melissa Gough may as well say "hey kids, it's OK to lie and ruin other people's lives because it will save Mommy and Daddy a lot of money."
Melissa Gough to you, I say again: Liar liar pants on fire.
If the "liar liar pants on fire" phrase were a piece of clothing, Mrs. Gough would wear it very well.
I detest liars. Let's start with a some words synonomous with liar: Deceiver, falsifier, deluder, fibber, maligner, misleader, perjurer, storyteller and trickster.
You get the picture. The glaring fact about liars is that they tend to actually believe the lies they tell and attempt to twist the lies so intricately that they then convince themselves their lies ARE the truth.
Pathetic losers with no backbone, no spine, no self-confidence, no conscience, no soul.
But here's the trapdoor for liars: Someone else always knows the truth. And that someone else is just lying in wait (no pun intended) to pull the rope on the trapdoor and let the liar fall straight down into the sea of truth - and drown.
Liars lie for one reason and one reason only: to cover their collective butts. Usually it's to get out of trouble or worse, to subject a person about whom they are lying to horrible stress, emotional anguish and destroy their lives. It happens.
Unless of course the person lying has been diagnosed as a pathological liar then that changes the scope of the reasoning behind the lie. It just makes them candidates for the loony bin.
But as for Mrs. Gough, in my opinion, she lied to CHA (cover her ass). See here's what happened: On June 9th, around 11:00 a.m. I was driving to work, taking the same route I have taken for nearly 10 years. I have a large truck, wide and tall. Someone in a small vehicle would be hard-pressed to see around me, left or right side. Matter of fact, drivers on either side would have to edge their vehicles far out into the main thoroughfare to see around or above my truck. It's a simple fact. But hey, everyone gets their turn.
Some people, like Melissa Gough, can't wait their turn and pull stupid, reckless and careless illegal manuevers because they consider themselves privileged or their "right" to subject other drives to their dumb-ass-ness.
Melissa Gough couldn't wait her turn. At a single-car, narrow left-turn lane intersection that bisects two major streets in Framingham, Mrs. Gough came up behind me, and passed me illegally on the left.
Nope, she could not wait her turn at all.
Matter of fact, not only did she not wait her turn and illegally pass me on my my left, her stupidity, recklessness, carelessness and negligence cut me off, blocked me and impeded me from making my left turn, causing me to hit her, causing the accident that has now subjected myself AND my son to extreme duress, not to mention the financial hardship that is pending as a result of her recklessness, carelessness - and her lies.
How do I know this? Remember I wrote a few paragraphs back that no matter how many times people lie there is always at least one peson who knows the truth? I know the truth. And Melissa Gough - even though she lied that day, and continues to perpetuate her lies - she knows the truth, too.
But I'm out ahead of her because the best part of the truth is that I only have to remember it one time. It never changes. And the events of the morning of June 9th are clear as granite quarry water because these events will never change. And the details of the accident will remain crystal clear in my mind.
And I intend to prove that Melissa Gough lied to the police and lied to her insurance company in order to cover her ass. And lie that is going to come back and haunt her in the form of a civil lawsuit when I am finished with presenting my defense to the insurance commission. I don't know how to put a price on stress and loss of sleep and worry not to mention the fact my son is very upset and stressed out over Melissa Gough's lies. I'm a grownup. I can deal with this. But she is hurting my son. And while money can't take away his pain over this, it's the principal of the matter. Liars get caught eventually.
But let me take you through the events of June 9th: I had stopped on the main road, my left blinker on (one of my pet peeves is people who don't use blinkers - they are not installed for decorative purposes in cars, you know) and when I had a clear way, I turned left off the main road into the single-car, narrow left turn lane. I was the first vehicle in that lane.
This particular turn lane allows vehicles to turn left onto the next main street. A vehicle stops, and being that traffic is ONLY approaching from the right, a prudent, reasonable, experienced, seasoned veteran driver knows that he or she must yield to oncoming traffic from the right and when he or she has a clear path, may turn left without having to look left because there is no traffic approaching from the left.
With me so far?
So here I am, sitting at a complete stop in that single-car, narrow turn lane, and considering that when people turn into the lane, they are turning left so the natural "curve" of the turn is to hug the left side and there is maybe a two-foot gap between a vehicle sitting there and the "island" or "grassy berm" on the left of the vehicle.
I'm stopped, left blinker on, looking right, and given my 30 year plus years as a reporter, my attention to detail is acute. Three cars passed me coming from the right, the second being a police car. I then had a clear view on my right. And again, no reason in the world to look left because (a) no approaching traffic on the left; (b) I've driven that route for at least 10 years and (c) it was 11:00 a.m. and traffic was light and (d) no reason in the world to look left because there is NO TRAFFIC APPROACHING FROM THE LEFT.
So I'm looking right just in case a UFO decides to land all of a sudden and I step on the gas, with left blinker on, still looking right and CRUNCH! I slammed my foot on the brake, looked up and was horrified to see a car to my left driver's side, halfway into the street. My first thought that went through my head is WHERE THE EFF DID THAT CAR COME FROM? And the second thought was I knew the driver has passed me illegally on my left, cut me off, blocked me from making my turn and therefore caused the accident. Not only that, the driver's recklessness, carelessness and negligence could have caused a major accident because again, I have a large truck and she was driving a BMW. Her vehicle was halfway into the street, sideways and the only way she could have gotten to where her car was positioned at that moment is that she had to have driven up and over the berm, passing me illegally on my left, ending up halfway out in the street and subjecting her passenger to a possible "t-bone" situation. What an idiot.
I got out of my truck, saw the damage and went into shock! My entire front left driver's side fender was crushed inward, my light cover has large scrapes and scratches on it and worst of it all? I had just gotten this truck only five months ago.
I took a deep breath, walked over to her car, which was still halfway into the second main street, and I said to her, "What in the world were you thinking? You can't pass me on the left. That's illegal. Look what you've done to my truck! Oh my god, are you kidding me?"
She just stared at me, mumbled "I'm sorry I didn't know" and then shut up.
Then I called the police, I called my employer and continued to look at the damage - in shock - to my truck. The one thought rolling around my head was that I had been pushed up against the steering wheel by the impact and given I have three blood clots and have been told to be extremely careful about getting injured in any way, shape or form - even the slightest bruising can cause more blood clots - I became fearful. And I was thankful that my son was not in the car because he knows of my medical condition and he would have panicked.
I waited for the police officer to arrive, he saw the position of the cars, he could clearly see that Melissa Gough had passed me illegally on the left and caused the accident.
BUT ... since he didn't "see" it happen, he claimed he couldn't write up an accident report. (Note: I have since discovered that the officer should have written up a report because the damage to my truck is documented at well over a thousand dollars and given the fact he KNEW because of the registration that my vehicle was brand new, he should have but did not file an accident report. )
The cop then asked us if anyone was hurt, we both said no, and then he asked us to move our vehicles across the street to a bridge area where traffic could still easily pass without anyone subjecting themselves to being run over. And this is where Melissa Gough's lies began.
The cop asked us what happened. I told him the truth, I had stopped, I was first, Melissa Gough passed me on my left, cut me off, blocked me and caused the accident. She stood there, and I could see the uncertainty flitting over her features and the wheels turning in her head.
She then said to the cop "She hit me. My car was there first."
I could not believe that she had just lied to the cop. My mouth dropped open and I stared at her. She looked everywhere but at me. Then she said "I have a witness." A woman I presumed to be her mother got out of the car and said "I'm a witness." I'm sure my shock was splashed all over my features.
I said, "what are you a witness to? Your daughter came up behind me, passed me illegally on my left and caused me to hit her because she should never have done what she did. What are you a witness to??"
The cop didn't seem to care very much, perhaps because no arms or legs were strewn about the street, there was no gushing blood from cartoid arteries having been pierce by flying metal, no large pieces of windshield glass sticking out from our eyeballs.
He said something snarky like "your insurance companies can duke it out."
But the lie was out of the bag.
The cop actually made some convoluted statement about how "young" he looked. Yes, he looked about 12 years old which is probably why he didn't feel the need to further question Mrs. Gough and her passenger about what REALLY happened. My gut feeling is that if the cop had pressed Mrs. Gough for specific details, she would have caved in under the pressure of interrogation and changed her story.
As it stands, not only did Mrs. Gough lie to the cop, she then filed a claim with her insurance company and lied to it.
But let me back up just a bit: In that turn lane, there is only room enough for second car to line up exactly behind the first car. Two vehicles - two trucks or two sedans or two dump trucks cannot fit side by side and the turn lane was not designed for side-by-side vehicle positions because anyone edging out onto the second main street would subject themselves to being "t-boned" by traffic approaching from the right. So the engineers of this turn lane designed it for cars to turn into it, line up back fender to front fender, and essentially, wait your damned turn.
The exception to this turn lane is that if a landscaping vehicle with a trailer or a dump truck turned into the lane, the vehicle behind each would have to wait on the main road to turn into the lane until either of those large-sized vehicles made the left turn onto the next main road.
The statistical probability of two vehicles lining up the way Mrs. Gough claims her vehicle and my vehicle lined up that morning in that turn lane is about zero in forty million.
But alas, her lies continued. She filled out her insurance claim and stated that her vehicle was in that turn lane first, that I hit her from behind and it was a "classic fender bender." That's it. I took a photo of her car, the right rear area of her BMW which is registered to her husband and not her. A scratch on her bumper and a scratch on her light cover. My truck took the brunt of the damage because of her stupidity, her negligence, her recklessness and of course, her lies.
Lies, lies, lies yah yah they're gonna get you .... Remember that song from the Thompson Twins?
Anyways, here's the end result: My own insurance company ruled against me and the claims rep (who I think can't be more than 12 years old) stated to me that she based her ruling SOLELY on the fact that Mrs. Gough's statement was consistent with the damage. The COMMERCE (yes, COMMERCE) claims rep never spoke to Mrs. Gough, never either viewed or fully viewed the numerous videos I took of the interesection, never viewed the simulation of the accident video I took using my son's Hot Wheels cars, and never fully or at all viewed the video of me standing at that intersection/turn lane to show that cars line up single file and not the way Mrs. Gough claims our vehicles were lined up.
The COMMERCE claims rep - her name is Maritzka Rivera - epic failed in her duty to protect me as her insured. Actually, she was pissed at me already because I complained to her supervisor about her lack of cooperation, her lack of responding to my numerous requests for confirmation of receipt of documents, etc. etc. So the claims rep already had a hard on for me and ruled against me, went on vacation and then just never bothered to tell me until I began to badger her supervisor about Ms. Rivera's lack of customer service.
Hate when that happens, don't you?
I am a sixteen year customer of Commerce. I have not cost it a DIME in claims except for two windshield replacements that were the result of normal wear and tear over the years. That's it. No speeding tickets, no drunk driving, no drugs, no texting, no sexting (ha ha) no distractions, no dogs trying to drive my car.
Nothing, Nada. Zero. Zilch. Not a dime.
But clearly that doesn't mean jack shit to Commerce.
I invited the Commerce claims rep to view the intersection. She refused. Ms. Rivera stated to me that she solely based her ruling against me on hearsay. On a single piece of paper with some words -- no, make that lies - written by Mrs. Gough and Ms. Rivera's EXACT words to me were "the other driver's statement is consistent with the damage to the vehicles."
Oh and Ms. Rivera told me in her "driving experience" drivers who rear-end other drivers are always at fault.
I think Ms. Rivera is about 12. She refused to disclose her "driving experience" or the length of time in which she's been a driver. I've been driving for 33 years. I don't think Ms. Rivera has been on Earth for that period of time.
Funny how the damage in THIS situation is confined EXACTLY to the left side of my driver's side fender and Mrs. Gough's alleged damage is EXACTLY to the right rear. Two scratches.
Nope. The statistical probability of two vehicles lining up the way Mrs. Gough claims we were lined up - nah, doesn't work for me.
So here I am up against Commerce the Insurance Giant who doesn't give a rat's ass about it's insured nevermind that I have a clean, (squeaky clean) driving record, haven't cost it a dime in sixteen years and there's Mrs. Melissa Gough of Sudbury, Massachusetts driving her husband's BMW and perpetuating the biggest lie in the world.
People lie to cover their asses. And Melissa Gough lied to cover her ass for one of several reasons: Her driving record is not so squeaky clean.
Or she lied simply bcause she could. Because, in my opinion, Melissa Gough is a coward, pathetic, disgusting and pretty much believes she's above the law.
Can't pass people on the left in that turn lane, Melissa Gough. The cop told me in a conversation recently if he had seen you do what you did, he would have issued you a citation. And then I would not be sitting here telling the entire world about your pretty little lies.
Funny thing is I wrote her a nice letter right after the accident and asked her to step up the plate and tell the truth. I gave her a chance. I asked her to do the right thing.
Epic fail, Mrs. Gough. Epic complete total fail.
I told her that I say to my son "If you tell me the truth, I won't be mad."
Clearly, Melissa Gough's parents never said that to HER.
I don't know whether Melissa Gough has any children, but I hope she doesn't because she is horribly poor excuse for a parent if this is the example she is setting for her child or children. Melissa Gough may as well say "hey kids, it's OK to lie and ruin other people's lives because it will save Mommy and Daddy a lot of money."
Melissa Gough to you, I say again: Liar liar pants on fire.
Labels:
Commerce Insurance,
Massachusetts,
Melissa Gough,
Sudbury
Sunday, December 12, 2010
Rest In Peace Lt. Scott Milley, Sudbury, Massachusetts
My 10-year old cried Saturday morning as he and I and several others stood alongside Route 20 in Sudbury and watched as Lt. Scott Milley was brought out of Duckett's Funeral home and place with utmost care into the hearse. Military personnel surrounded the vehicle, and a group of motorcyclists lined the circle of the funeral home, saluting this young man who life was lost on Nov. 30th in Afghanistan. We watched in silence as the funeral procession began, and my son clutched a yellow ribbon in his hand.
My son's tears were born of compassion - such an amazing quality for a young boy to display. Compassion for the brothers and sisters of Lt. Scott Milley, compassion for Lt. Scott Milley's parents, his friends, all the military personnel, everyone whose lives this brave young man touched in such a short time.
It is indeed a true human being with a good heart who can step outside of his/her life - no matter how difficult the turmoil one may be experiencing at that moment - and take a look at someone else's life and feel heartache, sadness and compassion for those people who are suffering far, far more than they.
My son and I did just that Saturday morning. I cried as a mother because it is unfathomable to me the grief the Milley family is experiencing right now. Lt. Milley - in life and death - touched thousands of people - including ours because my son and I have resided in Sudbury for 7 1/2 years and felt the right thing to do was to stand where we stood, with our hands over our hearts and pay our last respects to a young man we did not know personally, but who we came to know through friends, through news stories, through pictures. We are a part of this town and the show of support, love, encouragement and faith of the residents in Sudbury for the Milley family has been overwhelming and astounding.
All of us at one time or another should step back and just for a few minutes - look around and see that while our worlds are being turned upside down - perhaps someone elses's has been broken apart in pieces and is is far worse than ours, and if we can find it in our hearts to show a little bit of compassion, perhaps we will have a better understanding that we all deal with our own difficulties, but for parents to lose a child - I believe that is the most difficult, heartbreaking and heartwrenching situation to deal with above all else.
Rest in peace, Lt. Scott Milley. God has an amazing protector for Heaven. I hope someday to meet you - not only to say thank you for protecting my son and I's freedom - but for being such a big part of so many lives in such a short time.
You touched mine and my son's from afar, and I am sure there are many others who will echo that same sentiment.
You will be so missed and loved by so many forever.
My son's tears were born of compassion - such an amazing quality for a young boy to display. Compassion for the brothers and sisters of Lt. Scott Milley, compassion for Lt. Scott Milley's parents, his friends, all the military personnel, everyone whose lives this brave young man touched in such a short time.
It is indeed a true human being with a good heart who can step outside of his/her life - no matter how difficult the turmoil one may be experiencing at that moment - and take a look at someone else's life and feel heartache, sadness and compassion for those people who are suffering far, far more than they.
My son and I did just that Saturday morning. I cried as a mother because it is unfathomable to me the grief the Milley family is experiencing right now. Lt. Milley - in life and death - touched thousands of people - including ours because my son and I have resided in Sudbury for 7 1/2 years and felt the right thing to do was to stand where we stood, with our hands over our hearts and pay our last respects to a young man we did not know personally, but who we came to know through friends, through news stories, through pictures. We are a part of this town and the show of support, love, encouragement and faith of the residents in Sudbury for the Milley family has been overwhelming and astounding.
All of us at one time or another should step back and just for a few minutes - look around and see that while our worlds are being turned upside down - perhaps someone elses's has been broken apart in pieces and is is far worse than ours, and if we can find it in our hearts to show a little bit of compassion, perhaps we will have a better understanding that we all deal with our own difficulties, but for parents to lose a child - I believe that is the most difficult, heartbreaking and heartwrenching situation to deal with above all else.
Rest in peace, Lt. Scott Milley. God has an amazing protector for Heaven. I hope someday to meet you - not only to say thank you for protecting my son and I's freedom - but for being such a big part of so many lives in such a short time.
You touched mine and my son's from afar, and I am sure there are many others who will echo that same sentiment.
You will be so missed and loved by so many forever.
Labels:
Afghanistan,
Army Ranger,
Lt. Scott Milley,
Massachusetts,
Milley funeral,
Sudbury
Thursday, October 22, 2009
Terrorist School Reject
On Wednesday morning, the town in which I live became a national focal point (and a feeding ground for media outlets around the country) when Tarek Mehanna, a resident of Sudbury, Massachusetts, was arrested on charges of plotting to commit acts of terrorism which included killing U.S. soldiers and attacks on shopping malls here in the United States. www.cnn.com, www.metrowestdailynews.com, www.foxnews.com and a whole lotta other dot coms around the world.
And at his arraignment this morning, Mehanna, 27, displayed his defiance (not surprising) when he refused to stand for the judge when the charges were levied against him in the courtroom. Only at the urging of Mehanna's father did this moronic brainless (educated) twit stand, but not after throwing his chair loudly to the side.
Nothing like starting your morning with coffee and a terrorist arrest right in your rich suburban town.
But the prompt of this blog doesn't come from the news story itself but is borne from the fact that this whack was "rejected" from being accepted into "terror camps" and therefore was unable to access the weapons used in terrorist attacks.
Let me just put my tongue in my cheek right about now and ratchet up my twisted sense of humor. While I am completely aware that terrorism is a very real issue, I cannot help but laugh at the absurdity of Mehanna's inability to get into "terror camp."
I have some questions about "terror camp." Is there an application? How much does it cost? I fork out about 1200 dollars each year for my son to go to summer camp where he swims, goes on field trips and basically has a good time sans automatic weapons and bombs and training to fly planes that will ultimately crash into U.S. buildings and kill thousands of people. I think my summer camp expense is well-spent.
What exactly does one do at "terror camp?" Well, let's see. I'm sure the "counselors" teach them how to (a) build bombs and weapons of mass destruction unless they already have them on hand; (b) hold "art classes" in which terror-camp student learn how to identify "infidels" (kind of like knowing the difference between a Van Gogh painting and a box of Twinkies?); (c) practice athletic exercises which probably include strapping on a few hundred pounds of dynamite around their waists and running distances which could be the simulation of running into crowded malls and marketplaces and blowing themselves up and taking many of the patrons of the malls and marketplaces with them. Gives new meaning to the word "blowing yourself to smithereens" although I don't think "smithereens" is in the dictionary of terrorist terms.
Let's see. Oh sure. Students at terror camps probably learn how to perfect their driving & flying skills by practicing flying planes and driving trucks or tanks or cars that will ultimately crash into largely populated areas and buildings in the United States and do that smithereens thing.
Then of course there is probably moments of prayer where these people pray to their respective "gods" (whoever that may be) to bless them and keep them safe until of course they strap on those bombs and kill themselves along with all those other people. Oh yah, and they probably pray that the feds don't find out about their planned activities because it wouldn't be much fun to be in terror camp only to have it raided by those pesty feds you know what I mean?
So here's Mehanna filling out an application and probably answering questions like: How much do you despise the United States? What is your definition of infidel? Do you wake up in the morning and hope that you will kill more than 100 people that same day? How good are you at wiring things together like bombs? Have you ever handled an automatic weapon? Where did you attend college? Are you a member of any leadership groups? Do you play any sports? Questions like that I'm sure.
And of course there may be a one-on-one interview with the director(s) of the terror camp which of course could either seal the fate of a wannabe terrorist into a gonnabe terrorist or, in Mehanna's case - a terrorist camp reject.
Question by terror camp director: "How do you feel about our program?"
Soon-to-be-reject Mehanna: "Well, you have excellent training facilities, and lots of equipment and cool stuff to make bombs with and frankly, I think my attending terrorist camp would enhance my skills to be able to commit many acts of terrorism against the U.S. government and its infidels. Oh, and I play nice with other terrorists, too."
And so on.
I'm sorry but I think this is actually humorous in my own twisted sordid way of viewing this situation. How the freak does one get rejected from terror camp? What exactly excludes someone from terror camp? Are they not sick and twisted enough? Are they not educated enough about the infidels of the country that they want to blow up? Maybe there's a medical problem like, well, glass eye, lazy eye, extra trigger finger which of course could hinder the proper use of an automatic weapon (for aiming purposes), uh, let's see, bum leg (which could hinder escape situations if escape was part of the plan but usually terror camp graduates don't escape after they commit their acts of terrorism).
I wonder if terror camp has a "don't ask, don't tell" policy?
So Mehanna was rejected (loser) and has been arrested (loser reject now criminal) and his application for terror school has been filed into the back of the filing cabinet which probably holds more rejected applications.
I told my son that terrorists come in all colors, shapes, sizes, etc. so that he understands that terrorism presents itself in all races. And that terrorists are young, are old, pray to different gods BUT have one thread in common: a deep rooted hatred for the United States. My son asks me why and I don't have an answer. But he did ask me why everyone can't just get along. I didn't have an answer for that one either.
I wanted to be a baseball player when I grew up. I had friends who wanted to be firemen, police officers, astronauts, etc. Some turned out fine, some turned out to be drug addicts and career criminals and have a permanent place in our prison system. But never in my early young life did I ever have a friend who told me he or she wanted to grow up to be a terrorist.
Are these people born and bred to hate? Where does this hatred come from? And unfortunately, many of these terrorist blur the lines between religion and war and combine the two to form the basis and foundation for their sick and twisted acts of terrorism. I think their gods need to be taken down, too.
But like Mehanna, who hid in plain sight here in my town, terrorism has always existed. Terrorism and its perpetrators are like a deadly virus that keeps mutating - it keeps getting stronger and stronger, hides in places that are just-enough-veiled from view and resists attempts to destroy it.
But every now and then, viruses and plagues like terrorist reject Mehanna get destroyed like he did when he was arrested on Wednesday morning.
Well, thus ends this blog. Oh wait, look. I just saw an ad online for a great job for which I need to go and apply:
"Electric chair switch flipper, no training needed. Part time. Easy pay. Rid the world of terrorists." Call 1-800-USA-LOVE."
I can only hope that Mehanna gets a turn in that chair in the none too distant future.
And at his arraignment this morning, Mehanna, 27, displayed his defiance (not surprising) when he refused to stand for the judge when the charges were levied against him in the courtroom. Only at the urging of Mehanna's father did this moronic brainless (educated) twit stand, but not after throwing his chair loudly to the side.
Nothing like starting your morning with coffee and a terrorist arrest right in your rich suburban town.
But the prompt of this blog doesn't come from the news story itself but is borne from the fact that this whack was "rejected" from being accepted into "terror camps" and therefore was unable to access the weapons used in terrorist attacks.
Let me just put my tongue in my cheek right about now and ratchet up my twisted sense of humor. While I am completely aware that terrorism is a very real issue, I cannot help but laugh at the absurdity of Mehanna's inability to get into "terror camp."
I have some questions about "terror camp." Is there an application? How much does it cost? I fork out about 1200 dollars each year for my son to go to summer camp where he swims, goes on field trips and basically has a good time sans automatic weapons and bombs and training to fly planes that will ultimately crash into U.S. buildings and kill thousands of people. I think my summer camp expense is well-spent.
What exactly does one do at "terror camp?" Well, let's see. I'm sure the "counselors" teach them how to (a) build bombs and weapons of mass destruction unless they already have them on hand; (b) hold "art classes" in which terror-camp student learn how to identify "infidels" (kind of like knowing the difference between a Van Gogh painting and a box of Twinkies?); (c) practice athletic exercises which probably include strapping on a few hundred pounds of dynamite around their waists and running distances which could be the simulation of running into crowded malls and marketplaces and blowing themselves up and taking many of the patrons of the malls and marketplaces with them. Gives new meaning to the word "blowing yourself to smithereens" although I don't think "smithereens" is in the dictionary of terrorist terms.
Let's see. Oh sure. Students at terror camps probably learn how to perfect their driving & flying skills by practicing flying planes and driving trucks or tanks or cars that will ultimately crash into largely populated areas and buildings in the United States and do that smithereens thing.
Then of course there is probably moments of prayer where these people pray to their respective "gods" (whoever that may be) to bless them and keep them safe until of course they strap on those bombs and kill themselves along with all those other people. Oh yah, and they probably pray that the feds don't find out about their planned activities because it wouldn't be much fun to be in terror camp only to have it raided by those pesty feds you know what I mean?
So here's Mehanna filling out an application and probably answering questions like: How much do you despise the United States? What is your definition of infidel? Do you wake up in the morning and hope that you will kill more than 100 people that same day? How good are you at wiring things together like bombs? Have you ever handled an automatic weapon? Where did you attend college? Are you a member of any leadership groups? Do you play any sports? Questions like that I'm sure.
And of course there may be a one-on-one interview with the director(s) of the terror camp which of course could either seal the fate of a wannabe terrorist into a gonnabe terrorist or, in Mehanna's case - a terrorist camp reject.
Question by terror camp director: "How do you feel about our program?"
Soon-to-be-reject Mehanna: "Well, you have excellent training facilities, and lots of equipment and cool stuff to make bombs with and frankly, I think my attending terrorist camp would enhance my skills to be able to commit many acts of terrorism against the U.S. government and its infidels. Oh, and I play nice with other terrorists, too."
And so on.
I'm sorry but I think this is actually humorous in my own twisted sordid way of viewing this situation. How the freak does one get rejected from terror camp? What exactly excludes someone from terror camp? Are they not sick and twisted enough? Are they not educated enough about the infidels of the country that they want to blow up? Maybe there's a medical problem like, well, glass eye, lazy eye, extra trigger finger which of course could hinder the proper use of an automatic weapon (for aiming purposes), uh, let's see, bum leg (which could hinder escape situations if escape was part of the plan but usually terror camp graduates don't escape after they commit their acts of terrorism).
I wonder if terror camp has a "don't ask, don't tell" policy?
So Mehanna was rejected (loser) and has been arrested (loser reject now criminal) and his application for terror school has been filed into the back of the filing cabinet which probably holds more rejected applications.
I told my son that terrorists come in all colors, shapes, sizes, etc. so that he understands that terrorism presents itself in all races. And that terrorists are young, are old, pray to different gods BUT have one thread in common: a deep rooted hatred for the United States. My son asks me why and I don't have an answer. But he did ask me why everyone can't just get along. I didn't have an answer for that one either.
I wanted to be a baseball player when I grew up. I had friends who wanted to be firemen, police officers, astronauts, etc. Some turned out fine, some turned out to be drug addicts and career criminals and have a permanent place in our prison system. But never in my early young life did I ever have a friend who told me he or she wanted to grow up to be a terrorist.
Are these people born and bred to hate? Where does this hatred come from? And unfortunately, many of these terrorist blur the lines between religion and war and combine the two to form the basis and foundation for their sick and twisted acts of terrorism. I think their gods need to be taken down, too.
But like Mehanna, who hid in plain sight here in my town, terrorism has always existed. Terrorism and its perpetrators are like a deadly virus that keeps mutating - it keeps getting stronger and stronger, hides in places that are just-enough-veiled from view and resists attempts to destroy it.
But every now and then, viruses and plagues like terrorist reject Mehanna get destroyed like he did when he was arrested on Wednesday morning.
Well, thus ends this blog. Oh wait, look. I just saw an ad online for a great job for which I need to go and apply:
"Electric chair switch flipper, no training needed. Part time. Easy pay. Rid the world of terrorists." Call 1-800-USA-LOVE."
I can only hope that Mehanna gets a turn in that chair in the none too distant future.
Labels:
FBI,
Massachusetts terrorist,
Sudbury,
Tarek Mehanna
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